About Allen James Associates

With 20 years experience in the insurance industry, Allen Woodcock, the president of Allen James Associates, LLC, brings a wealth of knowledge in the operations, marketing, business and strategic development arenas.  His expertise includes not only his uncanny ability to take advantage of market opportunities, elevate market share, and outperform competition in many insurance fields, but also, and more importantly, to identify all of his clients specific needs and make appropriate recommendations to maximize the benefit of their insurance coverage.

Allen James has great success in assisting accountants with their workers' compensation audits, helping financial advisors expand their practices, and provide their clients with greater risk management services.  Due to Allen's long standing relationships with many insurance companies, he has been able to compete successfully with other agencies to efficiently provide his clients optimum insurance coverage. In addition, as an agency owner one of Allen's many goals is to effectively assist both small business owners and families like yours with insurance protection for their businesses, health, homes, cars, and boats---all the things that are important in their lives. He can do the same for you.

A well-seasoned, hardworking professional that you can consistently rely on to meet all of your insurance needs!

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Allen James Associates represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy -- you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.

Insurance Carriers

As independent agents, we have established long-term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

• 1st Rehabilitation
• Aetna
• Cigna
• Empire
• GHI
• Hartford
• Rochdale
• Travelers
• United Healthcare

Professional Associations

• Professional Insurance Agents (PIA)